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fintech-api

Scaffold a production-ready financial services API -- generate a complete fintech backend with Plaid bank account linking and transaction sync, ACH/wire/card payment processing with payment orchestration, double-entry bookkeeping ledger with immutable entries and balance caching, KYC identity verification workflow with progressive tiers and document upload, idempotent request handling with deduplication windows, HMAC-signed outbound webhooks with retry and exponential backoff, append-only audit logging for compliance, multi-currency support with integer minor-unit arithmetic, and field-level encryption for sensitive data. Supports Fastify 5, NestJS, Express, FastAPI, Django REST, and Gin. Build a fintech API, create payment backend, scaffold banking API, financial services backend, money transfer service, neobank API, lending platform.

v2.0.0New
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Install this skill

Run this command in your terminal. No account required — it auto-detects your AI tool and installs the skill file.

npx @skills-hub-ai/cli install fintech-api
Or download directly:
Browse all CLI commands →

Setup by platform

Claude Code

~/.claude/skills/<skill>/SKILL.md

Setup guide →

Install

One-click setup for your editor

Run in your project root

npx @skills-hub-ai/cli install fintech-api --target claude-code

Instructions

This skill doesn’t include stateful context yet, instructions only. Learn about stateful skills.

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Frequently asked questions about fintech-api

What does the fintech-api skill do?

Scaffold a production-ready financial services API -- generate a complete fintech backend with Plaid bank account linking and transaction sync, ACH/wire/card payment processing with payment orchestration, double-entry bookkeeping ledger with immutable entries and balance caching, KYC identity verification workflow with progressive tiers and document upload, idempotent request handling with deduplication windows, HMAC-signed outbound webhooks with retry and exponential backoff, append-only audit logging for compliance, multi-currency support with integer minor-unit arithmetic, and field-level encryption for sensitive data. Supports Fastify 5, NestJS, Express, FastAPI, Django REST, and Gin. Build a fintech API, create payment backend, scaffold banking API, financial services backend, money transfer service, neobank API, lending platform. It's a reusable SKILL.md instruction set that loads into your AI coding assistant on demand, no prompt engineering, no copy-pasting every session.

How do I install the fintech-api skill?

Run `npx @skills-hub-ai/cli install fintech-api` from your terminal. The CLI writes the SKILL.md to the correct location for your AI tool (e.g. ~/.claude/skills/fintech-api/ for Claude Code or ~/.cursor/skills/ for Cursor with --target cursor) and adds it to your project's .skills.json lockfile.

Which AI tools does fintech-api work with?

fintech-api runs in Claude Code. It follows the open Agent Skills standard (SKILL.md), so the same skill works in every supported tool without modification.

Is the fintech-api skill free?

Yes. Every skill on skills-hub.ai is free and open-source. There are no premium tiers, paywalls, or usage limits. You only pay for whatever AI assistant you're already using.

How do I use fintech-api after installing it?

In Claude Code, type `/fintech-api` (or whatever slash command the skill registers) and the AI follows the skill's instructions immediately. You can also reference it by name in natural language, your AI loads the skill into context when relevant.

Can I share the fintech-api skill with my team?

Yes. Commit your project's .skills.json lockfile and teammates run `npx @skills-hub-ai/cli install` (no args) to install every skill at the exact version you pinned. Organization-scoped installs work via skills-hub.ai organizations.