credit-risk

Audit credit risk modeling software for scoring algorithm accuracy, regulatory compliance (ECOA, FCRA, SR 11-7), bias and disparate impact testing, model governance lifecycle, and explainability. Covers logistic regression, GBM, neural net evaluation, protected class proxy detection, adverse action notice generation, SHAP/LIME explainability, champion-challenger frameworks, and PSI drift monitoring. Use when reviewing lending platforms, underwriting engines, credit scoring APIs, fintech decisioning systems, or any codebase that scores creditworthiness or generates approval/denial decisions. It's a reusable SKILL.md instruction set that loads into your AI coding assistant on demand, no prompt engineering, no copy-pasting every session.

Run `npx @skills-hub-ai/cli install credit-risk` from your terminal. The CLI writes the SKILL.md to the correct location for your AI tool (e.g. ~/.claude/skills/credit-risk/ for Claude Code or ~/.cursor/skills/ for Cursor with --target cursor) and adds it to your project's .skills.json lockfile.

credit-risk runs in Claude Code. It follows the open Agent Skills standard (SKILL.md), so the same skill works in every supported tool without modification.

Yes. Every skill on skills-hub.ai is free and open-source. There are no premium tiers, paywalls, or usage limits. You only pay for whatever AI assistant you're already using.

In Claude Code, type `/credit-risk` (or whatever slash command the skill registers) and the AI follows the skill's instructions immediately. You can also reference it by name in natural language, your AI loads the skill into context when relevant.

Yes. Commit your project's .skills.json lockfile and teammates run `npx @skills-hub-ai/cli install` (no args) to install every skill at the exact version you pinned. Organization-scoped installs work via skills-hub.ai organizations.